Emirates NBD reported a 56% increase in profits before taxes to 7.8 billion AED in the first quarter of 2025, backed by strong loan growth, a combination of improved deposits and new successful products. Only earnings reached 6.2 billion AED, also 56% quarter against quarter.
The total assets of the group exceeded the AED 1 billion, marking an important milestone, while the deposits increased by 5% and the loans grew by 18 billion AED, mainly driven by expansion in international markets.
Key metrics:
Total income: AED 11.9 billion (+5% QOQ)
Net interest margin (NIM): 3.58%
Cost / income ratio: 30.9%
NPL ratio: 3.1%
The Islamic Emirates achieved Quarterly Profits records of AED 1 billion for the first time. Assets under management throughout the group reached the USD 50 billion, reflecting a growing approach to heritage management.
The Bank continued leading digital innovation, launching the cryptography trade through LIV X, expanding the WhatsApp bank to more than 750,000 users and improving digital payment solutions through associations with Visa and Mastercard.
Executives accredited strategic investments in regional expansion, Genai technologies and customer experience improvements for solid results, positioning Emirates NBD as a regional power with strong future growth perspectives.
Perspectives: Emirates NBD expects a continuous impulse in a floating non -oil economy in the EAU and the region, with the support of investments in the public and private sector.
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